A New Car

Knew that title would get your attention. No, I did not purchase a new car. Sporty leased a new car yesterday. She knew the kind of car she wanted and what she wanted to spend, but like me, anytime something financial is about to occur she gets a little nervous.

I'm not sure if I've mentioned, but I'm pretty sure I have, I met Sporty 6 1/2 years ago in GA. Like me, she was devastated financially, as well as in most areas of her life. Like me, she surrendered to recovery and has done an incredible job rebuilding nearly every aspect of her life. I'm incredibly proud of her. We were not ready for a forever relationship when entering GA. We couldn't even take care of ourselves, with hard work we are now in totally different places.

This doesn't stop us from getting nervous every time we need to qualify for any type of financial product. When gambling, most gamblers ruin their credit either during their gambling or immediately after when they find themselves with so much debt there is no real way to climb out except the long, hard way. Credit scores often plummet and then there's a long road to credit recovery. Which is good, because it is a reminder of the damage we did to ourselves.

Sporty and I sat quietly as the car dealership went and ran her credit. We knew that all the numbers already presented to us meant nothing without qualifying. ALL WAS GOOD! Yay! Unlike so many that have to go with high interest loans and subpar lenders, Sporty was approved for her financing at a low interest at the lowest monthly payments possible. That's a true sign of continued growth and recovery. 

It doesn't happen right away on the first round of things when you enter recovery. The last car was at a higher rate, but was paid off in due time. This all takes time and patience. People who want all the good things in life without any work on their part will live beyond their means and get right back in debt. It's important to live within a budget and plan accordingly. 

I am just proud of Sporty. It was a celebratory day yesterday. Plus, I had the good fortune of driving the new car for part of the ride back to my parents house. It's a great car. Here's to many happy and safe years in the new car. It is a true beauty.