Health Insurance

As promised under the new healthcare law, my journey to having health insurance upon coming out of prison was quick and smooth. All I had to do was go to my states' public assistance website, answer some questions about myself and my current lack of income, and I was immediately approved. Yesterday, I received my health coverage card.

I could select a plan that will have a monthly cost, but instead I qualify for Medicaid - simply due to my finances. The state I live in is an "expanded Medicaid state." More than half the states are as well.

My next step is to select which healthcare plan (there are four available) I want. They vary by doctors, medications, etc. I've talked to one already, and they will cover my enbryl with a doctor's notes and it must be pre-authorized. The same was true on my old non-Medicaid plan - so this is good news. I'm calling all four health plans to see which is best for me.

It's so relieving knowing that I have healthcare coverage. As someone with a chronic health issue, having coverage is not an option, it's a necessity. Actually, I believe it's true for everyone, but chronic health issues cause great financial stress with specialist bills, frequent labs, and hospitalizations.

So, do not hesitate to seek your healthcare coverage immediately upon release. There's no reason not to take care of yourself. No insurance plan is perfect, but having no insurance is a recipe for disaster and desperation. I'll select my Medicaid plan today and will have the peace of mind knowing that I can seek medical assistance when I am in need.