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Friday, August 2, 2013

We Still Have Rights

Today I was trying to make my friends' life easier by consolidating my credit cards. When I called to do so, I learned that my credit looks bad because my former leased vehicle shows four months of non-payment AFTER it was traded in for a different vehicle. Needless to say, my credit limit increase and credit card consolidation was denied. 

I immediately started to call both the dealership and the credit agency that covers my car lease. Within four hours, I had a handshake and all was corrected with the dealership admitting their error to the credit agency, the credit agency reversing their reports on my credit report, and all will be well. As we all know, it takes time for the credit bureaus to correct things on their end and I'll likely be in Texas by then.

Somewhat ironic because over the next year, other items will likely hit my credit report for non-payment legitimately. Things I just don't have enough funds to cover with what I could get together. I don't think that's an excuse, though, to give up on trying to do the best I can to try to give myself a chance to maintain some credit post prison. I'm sure I will need a car. I'm sure every little thing helps. 

Even as felons, we still have rights. I felt good that I had this tiny bit of success today because these kinds of things, unfortunately, can often become headaches and nightmares instead.

17 days til self-surrender

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